Today News and Interest Rates From Residential Mortgage of South Carolina

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

Today News and Interest Rates From Residential Mortgage of South Carolina

Mortgage Backed Securities are up this morning….Saudi Arabia says it will increase oil production to offset what Libya is not currently contributing. Great….gas this weekend $3.25/gal
 
Today’s Quote: “Satisfaction of one's curiosity is one of the greatest sources of happiness in life.” Dr. Linus Pauling
 
Today News:
Pend Homes sales fall 2.8% vs -3.2%, Chicago PMI at 71.2, highest since 1988, Inflation tame as evidenced by the Core PCE for January at 0.1%, inline with estimates.

 Have a GREAT DAY EVERYONE…..CALL ME I AM HERE TO HELP!!!  

Loan                         Program              Interest Rate          APR

Conventional               30 yr                        4.875%               4.972%
Conventional               15 yr                        4.250%               4.347%
FHA/VA                        30 yr                        4.750%               4.847%
FHA/VA                        5/1 ARM                  3.375%               3.472%
USDA                           30 yr                       4.875%               4.972%
State Housing                                             4.750%               4.847%
JUMBO                         1 yr ARM                3.350%               3.447%

Here is Kevin Breeland's contact information:

Kevin M. Breeland
NMLS # 231989
General Manager
Residential Mortgage of South Carolina, LLC
NMLS #232630
427 Johnnie Dodds Rd.
Mount Pleasant, SC 29464
843-284-0745 ext. 203
843-284-0747 direct
843-284-0744 fax
843-709-3600 cell
breelandk@residentialmortgagesc.com
www.residentialscdailyrates.com 

As always, your thoughts, questions, or comments are greatly appreciated.

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"Carolina Joe" Idleman
http://www.carolinajoe.com

21 Bufflehead Drive Kiawah Island SC 29455 5BR / 4.5BA Home For Sale $1,995,000

21 Bufflehead Drive Kiawah Island SC 29455 5BR / 4.5BA Home For Sale $1,995,000

21 Bufflehead Drive Kiawah Island SC 29455 5BR / 4.5BA Home For Sale $1,995,000

Offering tranquil views of Canvasback Pond, this Hardishake home occupies a serene setting within Vanderhorst Plantation. Hardwood floors and detailed trim work throughout the shared living spaces complement the open floor plan, perfectly suited for entertaining. Windows in the great room overlook the lagoon and French doors open onto the deck for an even closer view. The adjacent dining room features built-in cupboards and a peninsula to the kitchen for effortless serving. When entertaining, friends and family you can dine in the sunroom, which also opens to the large pool deck. Dressed in granite countertops and custom cabinetry, the kitchen features stainless steel appliances, a center island, and a large pantry. The adjacent mud room/utility room includes storage space and a sink. The master suite affords views of the lagoon and the pool. There is a second master on the top floor leading to a covered porch overlooking the pool and lagoon. With all Ipe decking and only a few minutes walk to the beach, this is a perfect Kiawah house. Buyer, at closing, to pay 1/2 of 1% of purchase price to Kiawah Island Community Association as one time contribution to capital reserves. Sold furnished.  21 Bufflehead Drive is approximately 45 minutes from  Downtown Charleston.

Click here for additional 21 Bufflehead Drive, Kiawah Island property details.

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21 Bufflehead Drive on Kiawah Island is listed by Steven Ellis with Ellis Akers real Estate.

As always, your thoughts, questions, or comments are greatly appreciated.

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"Carolina Joe" Idleman
http://www.carolinajoe.com

2011 Family Circle Cup April 2nd – 10th On Daniel Island

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

2011 Family Circle Cup April 2nd – 10th On Daniel Island

In 2001, the Family Circle Cup made a bold move to secure its success for the future. After 28 years in Hilton Head, the tournament moved to a new home in Charleston, South Carolina. This partnership between the City of Charleston and Family Circle magazine is the first of its kind in women's tennis. Family Circle magazine is the first title sponsor to partner with city and county municipalities to build a tennis facility of this stature. This state-of-the-art facility not only serves as the home for one of the Premier Events on the WTA Tour, but also provides residents of greater Charleston access to one of the finest tennis facilities in the southeast.

Every spring, the City of Charleston and Daniel Island serves as a backdrop to one of the richest and most traditional events in women's professional tennis. The Family Circle Cup, a WTA Tour Premier Event, has a roster of past champions that include some of the biggest names in the history of women's tennis including Chris Evert, Martina Navratilova, Tracy Austin, Steffi Graf, Gabriela Sabatini, Martina Hingis, Jennifer Capriati, Venus Williams, Justine Henin, and Serena Williams.

As one of the hottest tickets in professional sports, the Family Circle Cup is more than just a tennis tournament; it’s a festival with some world-class tennis thrown in. During the week, fans are entertained with a variety of activities aimed at making their week on Daniel Island a memorable one. It’s an action packed nine days filled with high-level tennis and a host of other activities that have been created for all age groups from children to senior citizens.

The Family Circle Cup, one of the most traditional events in women's tennis, will continue to cement itself as an annual institution in Charleston, a city that is truly one of America's most historic treasures.

The Family Circle Cup boasts a prize money purse of $721,000. Over ninety players compete for a piece of that purse each year and battle for one of the most coveted trophies in women’s tennis – when that is at stake, it is all business on the court.

Where most sporting events settle for status quo, the Cup continues to strive for excellence. The future of women's professional tennis is as bright as ever, and the Family Circle Cup will continue to be its shining star.

For additional information, or to order tickets visit the Family Cup online.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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2208 Weepoolow Trail Charleston SC 29407 3BR / 2.5BA West Ashley Home For Sale $ 534,900

2208 Weepoolow Trail Charleston SC 29407 3BR / 2.5BA West Ashley Home For Sale $ 534,900

2208 Weepoolow Trail Charleston SC 29407 3BR / 2.5BA West Ashley Home For Sale $ 534,900

Make an offer! Seller is ready to move this great property! Priced well below market value! GREAT VALUE IN UPSCALE NEIGHBORHOOD! Quiet, beautiful tree lined street in gated community. 2208 Weepoolow Trail backs up to a plantation, has large rooms, and hardwood floors throughout. Community boat storage, dock + boat ramp, tennis courts. Shows beautifully! Oak hardwood floors upstairs and down, tile in all baths and laundry room, a large open two story foyer, upscale molding details, and a recently renovated kitchen with new cabinets and granite counters. There are three large bedrooms, formal living and dining rooms along with a bright open family room with a fireplace, deck, laundry room, two car garage, and irrigation system. The amenities include a fresh water lake/dock access, tennis courts, walking/jogging trail, and boat ramp/dock facilities.  2208 Weepoolow Trail in west Ashley’s Ashley Harbor is approximately 20 minutes from Downtown Charleston.

Click here for additional 2208 Weepoolow Trail, West Ashley property details.

View West Ashley and Downtown Charleston real estate here.

2208 Weepoolow Trail in the West Ashley subdivision Ashley harbor is listed by Kit Godwin with South Carolina Real Estate company.

As always, your thoughts, questions, or comments are greatly appreciated.

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9 Council Street Charleston SC 29401 3BR / 2BA South of Broad Home For Sale $1,050,000

9 Council Street Charleston SC 29401 3BR / 2BA South of Broad Home For Sale $1,050,000

9 Council Street Charleston SC 29401 3BR / 2BA South of Broad Home For Sale $1,050,000

9 Council Street is a charming turn of the century home with early craftsman influences in a wonderful neighborhood. Open floor plan with bright sunny rooms that flow well. 9 Council Street has a family room with built-in bookcases that overlook a private terraced patio with garden lighting, irrigation, and a gas line for grill. Second floor consists of wonderful master suite and two bedrooms with a shared bath. There is off-street parking for 2.  9 Council Street is in Downtown Charleston’s South of Broad Neighborhood.

Click here for additional 9 Council Street, downtown Charleston property details.

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9 Council Street in Downtown Charleston’s South of Broad neighborhood is listed by Mary Cutler with William Means Real Estate.

As always, your thoughts, questions, or comments are greatly appreciated.

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"Carolina Joe" Idleman
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151 Augusta National Court Kiawah Island SC 29455 5BR / 4BA Home For Sale $1,749,000

151 Augusta National Court Kiawah Island SC 29455 5BR / 4BA Home For Sale $1,749,000

151 Augusta National Court Kiawah Island SC 29455 5BR / 4BA Home For Sale $1,749,000

Completely Renovated! This amazing Kiawah home is located on Turtle Point golf course and is only a few minutes walk to the beach! The house sits on the most desirable lot on August National with phenomenal views of a lagoon and the 11th hole of the Jack Nicklaus golf course.  151 Augusta National Court boasts a spacious floor plan with 5 bedrooms and 4 full baths, media center, eat-in kitchen, formal dining room and expansive living room. A luxurious master suite is located on one end of the home with access to the deck through beautiful sliding-glass doors. With a serene view of the custom outdoor spa and black-bottom swimming pool, the master suite will be the most coveted room in the home. The master bath also has an indoor spa, his and her vanities, and graciously-sized walk-in closet. The enormous deck extends along the entire rear of the home with a view of the golf course and access to the back porch from 3 of the 5 bedrooms, the kitchen and great room. All current contents including the furniture, linens, art, electronics, decor, etc., are to be included in the sale! This home allows for the use a natural light through sky-lights, lots of windows and glass doors which helps bring the natural beauty of the island inside. The way that the home is sited on the lot provides privacy since it is located on a court with no neighbors directly next-door! Buyer to pay one half of a percent of the purchase price to the Kiawah Island Capital reserve.  151 Augusta National Court on Kiawah Island is approximately 45 minutes from Downtown Charleston.

Click here for additional 151 Augusta National Court, Kiawah Island property details.

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151 Augusta National Court on Kiawah Island is listed by Steven Ellis with Akers Ellis Real Estate, LLC.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

Look at Charleston SC Real Estate homes anywhere in the tri-county area.

View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com
 

24 Yeadon Avenue Charleston SC 29407 2BR / 1BA West Ashley Home For Sale $195,000

24 Yeadon Avenue Charleston SC 29407 2BR / 1BA West Ashley Home For Sale $195,000

24 Yeadon Avenue Charleston SC 29407 2BR / 1BA West Ashley Home For Sale $195,000

This is a fabulous price for this brick bungalow in very desirable Byrnes Down. This property has many advantages; new roof and HVAC in the last 4 years. Plus, the high roof line makes the attic area perfect for a new bedroom/bath, study or playroom, just add spiral stairs! This was a rental unit but the owner has done proper repairs under the house from a sewer line break (new sewer line, plumbing underneath, structural repair and vapor barrier.) Windows were replaced in the 90's. Hardwood floors (except in 1 bedroom). This excellent price reflects any cosmetic repairs a buyer might want; although it is move in ready!  24 Yeadon Avenue in West Ashley’s Byrnes Down is approximately 10 minutes from Downtown Charleston.

Click here for additional 24 Yeadon Avenue in west Ashley property details.

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24 Yeadon Avenue in the West Ashley subdivision of Byrnes Down is listed by Dale Poulnot with Daniel Ravenel.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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"Carolina Joe" Idleman
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54 Smith Street Charleston SC 29401 Harleston Village Home For Sale $869,000

54 Smith Street Charleston SC 29401 Harleston Village Home For Sale $869,000

54 Smith Street Charleston SC 29401 4BR / 2.5BA Home For Sale $869,000

Built as the "John Hunter House" in 1830, this federal style home is one of the most charming houses in Harleston Village. The kitchen and Master bathroom have been completely renovated. Complete with wine cellar, this is a great house for entertaining!  54 Smith Street is located in Harleston Village near the heart of Downtown Charleston and within walking distance to MUSC, Colonial Lake and King Street for shopping and restaurants. This home has the feel of a country house with its lush garden, wrap-around porch and white picket fence. 

Click here for additional 54 Smith Street in downtown Charleston property details.

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54 Smith Street in Downtown Charleston’s Harleston Village is listed by Sharon Kucharski with Carriage Properties LLC.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

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View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

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"Carolina Joe" Idleman
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72 Clay Hall Kiawah Island 29455 4BR / 4.5BA Home For Sale $1,495,000

72 Clay Hall Kiawah Island 29455 4BR / 4.5BA Home For Sale $1,495,000

72 Clay Hall Kiawah Island 29455 4BR / 4.5BA Home For Sale $1,495,000

A Kiawah Island Club Social Membership Opportunity is available for purchase with this home. Recently completed, this perfect Kiawah home located behind the second security gate and features top of the line appliances and finishing’s. This is the perfect second home or primary residence. Located on a private street, this house's floor plan and design get rave reviews from all that have seen it. This house has three bedrooms upstairs, all with a private bath and a second floor living room. The grand master is on the first floor and has a private door leading to the screened in porch which has a fire place. The main living areas is very open, perfect for entertaining. The kitchen features all Decor appliances, elegant granite and a 36" gas cook top. This trim package is incredible and very classical.  72 Clay Hall on Kiawah Island is approximately 45 minutes from Downtown Charleston.

Click here for additional 72 Clay Hall, Kiawah Island property details.

View Kiawah Island and Seabrook Island real estate here.

72 Clay Hall on Kiawah Island is listed by Steven Ellis with Akers Ellis Real Estate LLC.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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"Carolina Joe" Idleman
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336 Cessna Avenue Charleston SC 29407 3BR / 1BA West Ashley Home For Sale $179,900

336 Cessna Avenue Charleston SC 29407 3BR / 1BA West Ashley Home For Sale $179,900

336 Cessna Avenue Charleston SC 29407 3BR / 1BA West Ashley Home For Sale $179,900

This 3 or 4 bedroom home has lots of potential. Conveniently located to I-526 and shopping and restaurants. Large fenced in back yard with storage shed. The home has 2 fireplaces. Hardwood floors are in the main living areas and could possibly be under carpet in some rooms (buyer would verify). The kitchen is large and could use some updating, but there is plenty of room for a family to live. Living room with fireplace, dining room, and family room with fireplace leading to the screened in porch. The home could use your TLC and updating. There is a $75.00 buyer paid doc fee paid at closing.  336 Cessna Avenue in the West Ashley Air Harbor subdivision is approximately 15 minutes from downtown Charleston.

Click here for additional 336 Cessna Avenue, West Ashley property details.

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336 Cessna Avenue in West Ashley’s Air harbor Subdivision is listed by Lisa Richart with Remax Realty.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

Look at Charleston SC Real Estate homes anywhere in the tri-county area.

View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

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"Carolina Joe" Idleman
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2011 Energy Tax Credits: What You Need to Know to Collect

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

2011 Energy Tax Credits: What You Need to Know to Collect
By: Donna Fuscaldo

Published: January 26, 2011

Washington is giving you less green for going green, as the feds reel back the 2011 energy tax credits from a lavish $1,500 to a paltry $500.

Other limits on energy tax credits besides $500 max

Credit only extends to 10% of the cost (not the 30% of yesteryear), so you have to spend $5,000 to get $500.
$500 is a lifetime limit. If you pocketed $500 or more in 2009 and 2010 combined, you’re not entitled to any more money for energy-efficient improvements in the above seven categories. But if you took $300 in the last two years, for example, you can get up to $200 in 2011.
With some systems, your cap is even lower than $500.
$500 is the max for all qualified improvements combined.
Certain systems capped below $500
No matter how much you spend on some approved items, you’ll never get the $500 credit–though you could combine some of these:

System Cap

New windows $200 max (and no, not per window—overall)
Advanced main air-circulating fan $50 max
Qualified natural gas, propane, or oil furnace or hot water boiler $150 max
Approved electric and geothermal heat pumps; central air-conditioning systems; and natural gas, propane, or oil water heaters $300 max

And not all products are created equal in the feds' eyes. Improvements have to meet IRS energy-efficiency standards to qualify for the tax credit. In the case of boilers and furnaces, they have to meet the 95 AFUE standard. EnergyStar.gov has the details.
Tax credits cover installation—sometimes
Rule of thumb: If installation is either particularly difficult or critical to safe functioning, the credit will cover labor. Otherwise, not. (Yes, you’d have to be pretty handy to install your own windows and roof, but the feds put these squarely in the “not covered” category.)

Installation covered for:

Biomass stoves
HVAC
Non-solar water heaters

Installation not covered for:

Insulation
Roofs
Windows, doors, and skylights
How to claim the 2011 energy tax credit
Determine if the system you’re considering is eligible for the credits. Go to Energy Star's website for detailed descriptions of what’s covered; then talk to your vendor.

Save system receipts and manufacturer certifications. You’ll need them if the IRS asks for proof.

File IRS Form 5695 with the rest of your tax forms in 2012.

This article provides general information about tax laws and consequences, but isn’t intended to be relied upon as tax or legal advice applicable to particular transactions or circumstances. Consult a tax professional for such advice, and remember that tax laws may vary by jurisdiction.

Donna Fuscaldo has written about alternative energy for Dow Jones, the Wall Street Journal, and Fox Business News for more than a decade. She is currently renovating her house with an eye toward energy efficiency and green technologies.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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Sincerely,

"Carolina Joe" Idleman
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47 Gadsden Street Charleston SC 29401 3BR / 3BA Harleston Village Home For Sale $740,000

47 Gadsden Street Charleston SC 29401 3BR / 3BA Harleston Village Home For Sale $740,000

47 Gadsden Street Charleston SC 29401 3BR / 3BA Harleston village Home For Sale $740,000

Adorable 3 bedroom, 3 bath cottage style home nestled in the heart of Harleston Village. 15 foot ceilings and original hardwood floors throughout. A beautiful fireplace adorns the first floor with an open floor plan that leads from a cozy living room into the dining area and spacious kitchen with butcher block countertops and gas range. The 1st floor Master Suite was renovated in 2008 and includes the addition of his & her walk-in closets and the enlargement of the master bathroom. The master bath includes a dual vanity, granite countertops, travertine tile floors, and an oversized shower with glass enclosure. Two additional guest rooms each have a full bath including a very private guest suite on the 2nd floor. An open front porch with private sitting area, brick patio for entertaining, and a large well landscaped front yard allows privacy and tranquility. A beautiful wrought iron gate defines your off street parking area which is large enough to hold 3 to 4 cars. New HVAC package unit in 2009. Age of home is approximate.  47 Gadsden Street in the Harleston Village is approximately 5 minutes from the heart of Downtown Charleston.

Click here for additional 47 Gadsden Street, downtown Charleston property details.

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47 Gadsden Street in Downtown Charleston’s Harleston Village is listed by Chad Yonce with Southeastern Management Group.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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Sincerely,

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Get Your 2010 Energy Tax Credits: Filing Tips for Form 5695

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

Get Your 2010 Energy Tax Credits: Filing Tips for Form 5695
By: Barbara Eisner Bayer

Published: January 27, 2011

Sidestep snares in the complex IRS Form 5695 to get all the 2010 energy tax credits you’ve got coming.

Fill out the right part of Form 5695
What type of system did you install? If it’s one of the following, complete Part 1 for Non-business Energy Tax Credits.

Biomass stoves
Insulation
HVAC systems
Roofs
Non-solar water heaters
Windows, doors, skylights
Storm windows and doors
Max credit: 30% of the cost of the improvement, up to $1,500.

If you installed one of these souped-up systems, complete Part 2 for Residential Energy Efficient Property Credit.

Geothermal heat pumps
Residential wind turbines
Solar energy systems
Fuel cells
Max credit: 30% of the cost, with no limit except for a kilowatt limit on fuel cells.

What do I need on hand to fill out Form 5695?
 
Receipts that show the amount you spent. The feds won’t pay for installation for some items. For those, the receipts must separate out the labor so you can add just the cost.

Manufacturers’ certifications indicating that the improvements are eligible for the credit. Store them in a safe place in case the IRS asks for them in the future, but no need to file them with your return.
Coordinate with Form 1040 and other forms

For Part I, it’s pretty simple: Just enter the total of all this part’s credits (as shown on line 11) on Form 1040, line 52.

For Part II, it can get complicated because other credits, claimed on other forms, can affect the amount of your Part II credit.

If you need to fill out any of the following forms, have all the information needed to complete those at hand, because Form 5695, line 25, coordinates with all of them. (In fact, you’ll find it simplest to prepare all these forms more or less simultaneously.)

Form 1040—lines 47 through 50, which refer to other credits you may be eligible for
Publication 972—the child tax credit
Form 8369—mortgage interest credits you may have
Form 8859—tax credits applicable only to residents of the District of Columbia
Form 8834—electric vehicle credit
Form 8910—alternative motor vehicle credit
Form 8936—electric drive motor vehicle credit
Schedule R—care for the elderly or disabled
One form that’s irrelevant to completing 5695: Schedule A. That’s only for deductions, not credits. And you don’t even need to itemize to claim energy tax credits.

The pitfalls of Form 5695
You’ll find many places you can go wrong in both parts of the form:

Adding ineligible amounts into the form. Just because a product has an Energy Star label doesn’t mean it’s eligible for a credit. Check the details of what’s eligible for the credit and what’s not at Energy Star and make sure the product comes with a manufacturer’s certification.

Failing to keep track of this year’s energy tax credits for future years. Hang on to your tax credit paperwork (including receipts, certifications, and a copy of your completed Form 5695), because if you sell your house you’ll need to record the tax credit amount for tax purposes.

Say you bought your home for $100,000 (the basis) and sold it for $400,000. Your profit is $300,000. But by taking tax credits, you lower your basis, so when you sell the house, you increase your profit in the eyes of the IRS. If you’re in your home for a long time and it appreciates, you increase your chances of getting hit with capital gains. Still, there’s little cause to worry: The government gives married couples selling a home a free pass on up to $500,000 of profit. 
Failing to file this form at all—or only partially. If you’re eligible for a lot of different tax credits, you can conceivably reduce your tax liability to zero. If that’s the case and you want to tack on the 2010 energy tax credit, you’re out of luck. The feds consider it nonrefundable. If it were a refundable tax credit, the IRS would write you a check.

Loophole only if you added a Part II improvement: You can carry the energy tax credit forward to 2011—or even beyond, at least as far as 2016. Even if you’re not eligible this year because you reduced your tax liability to zero, file Form 5695 anyway to make it easier to do the carryforward next year. Or just hold off installing that wind turbine until a year when you anticipate you’ll have fewer tax credits.
Forgetting certain credits that affect Part II—and vice-versa. Pay special attention to line 25: Certain other credits may ultimately affect your ability to fully claim Part II credits—just as Part II credits may affect other credits. Follow the line-by-line instructions in each form carefully. It’s easy to forget a number here.

If you find Form 5695 exasperating, you may be eligible for free tax preparation help from the:

Volunteer Income Tax Assistance Program
Tax Counseling for the Elderly
IRS at 800-829-1040.
Major tax preparation software, such as TurboTax, include this form in their packages.

Barbara Eisner Bayer has written about personal finance for the past 17 years. She works hard to translate IRSese into plain English. She has unbounded respect for CPAs.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

Look at Charleston SC Real Estate homes anywhere in the tri-county area.

View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

211 Glen Abbey Kiawah Island SC 29455 3BR / 3.5BA Home For Sale $1,049,000

211 Glen Abbey Kiawah Island SC 29455 3BR / 3.5BA Home For Sale $1,049,000

211 Glen Abbey Kiawah Island SC 29455 3BR / 3.5BA Home For Sale $1,049,000

Completely updated, beautiful new Cherry floors, new decks, new cabinetry, new granite, new appliances, new tile, new lighting, additional landscaping and irrigation.  Too many updates to list. One of the BEST locations on the island; minutes from the beach; 30 seconds from the Alley of Oaks bike trail. Vaulted ceilings and windows galore! Incredible natural light. Please spend some time in the back yard; very private! Excellent floor plan with a dinning room and breakfast area. Plenty of storage on the garage level and walk in closets and extra storage inside. PERFECT BEACH HOME AT A VERY GOOD PRICE!
211 Glen Abbey is approximately 45 minutes from Downtown Charleston.

Click here for additional 211 Glen Abbey, Kiawah Island property details.

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211 gen Abbey on Kiawah Island is listed by Danielle Whitson with Akers Ellis Real Estate LLC.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com
 

Schedule A Form: 6 Home Deduction Traps

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

Schedule A Form: 6 Home Deduction Traps

By: Barbara Eisner Bayer
Published: January 27, 2011

Get an “A” on your Schedule A Form: Dodge these tax deduction pitfalls to save time, money, and an IRS investigation.

Trap #1: Line 6 – real estate taxes

Your monthly mortgage payment often includes money for a tax escrow, from which the lender pays your local real estate taxes.

The money you send the bank may be more than what the bank pays for your taxes, says Julian Block, a tax attorney and author of Julian Block’s Home Seller’s Guide to Tax Savings. That will lead you to putting the wrong number on Schedule A.

Example:
Your monthly payment to the lender: $2,000 for mortgage + $500 escrow for taxes
Your annual property tax bill: $5,500
Now do the math:
Your bank received $6,000 for real estate taxes, but only paid $5,500. It may keep the extra $500 to apply to the next tax bill or refund it to you at some point, but meanwhile, you’re making a mistake if you enter $6,000 on Schedule A.
Instead, take the number from Form 1098—which your bank sends you each year—that shows the actual taxes paid.

Trap #2: Line 6 – tax calculations for recent buyers and sellers
 
If you bought or sold a home in the middle of 2010, figuring out what to put on line 6 of your Schedule A Form is tricky.

Don’t simply enter the number from your property tax bill on line 6 as you would if you owned the house the whole year. If you bought or sold a house in midyear, you should instead use the property tax amount listed on your HUD-1 closing statement, says Phil Marti, a retired IRS official.

Here’s why: Generally, depending on the local tax cycle, either the seller gives the buyer money to pay the taxes when they come due or, if the seller has already paid taxes, the buyer reimburses the seller at closing. Those taxes are deductible that year, but won’t be reflected on your property tax bill.

Trap #3: Line 10 – properly deducting points

You can deduct points paid on a refinance, but not all at once, says David Sands, a CPA with Buchbinder Tunick & Co LLP. Rather, you deduct them over the life of your loan. So if you paid $1,000 in points for a 10-year refinance, you’re entitled to deduct only $100 per year on your Schedule A Form.

Trap #4: Line 10 – HELOC limits

If you took out a home equity line of credit (HELOC), you can generally deduct the interest on it only up to $100,000 of debt each year, says Matthew Lender, a CPA with EisnerLubin LLP.

For example, if you have a HELOC for $200,000, the bank will send you Form 1098 for interest paid on $200,000. But you can deduct only the interest paid on $100,000. If you just pull the number off Form 1098, you’ll deduct more than you’re entitled to.

Trap #5: line 13 – Private mortgage insurance

You can deduct PMI on your Schedule A Form, as long as you started paying the insurance after Dec. 31, 2006. (Also, this is also a good time to review your PMI: You might be able to cancel your PMI altogether because you’ve had a change in loan-to-value status.)

Trap #6: line 20 – casualty and theft losses

You can deduct part or all of losses caused by theft, vandalism, fire, or similar causes, as well as corrosive drywall, but the process isn’t always obvious or simple:
Only deduct losses that are greater than 10% of your adjusted gross income (line 38 of Form 1040).
Fill out Form 4684, which involves complex calculations for the cost basis and fair market value.  This form gives you the number you need for line 20.
Bottom line on line 20: If you’ve got extensive losses, it’s best to consult a tax pro. “I wouldn’t do it myself, and I’ve been dealing with taxes for 40 years,” says former IRS official Marti.

Barbara Eisner Bayer has written about personal finance for the past 17 years. She works hard to translate IRSese into plain English. She has unbounded respect for CPAs.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

1486 Village Road Charleston SC 29407 3BR / 2BA West Ashley Home For Sale $165,000

1486 Village Road Charleston SC 29407 3BR / 2BA West Ashley Home For Sale $165,000

1486 Village Road Charleston SC 29407 3BR / 2BA West Ashley Home For Sale $165,000

Lots of updating in this 3 bedroom 2 bath brick ranch style home in accessible West Ashley. The home is located in Gadsden Village between Hwy. 61 and Hwy. 7. Ceramic tile floors in living room and dining room look like slate. Large wooded lot in back is jokingly reffered to as "the park." Den has raised hearth fireplace and frieze carpet. Home has gas hot water heater, furnace, and stove. This home has a separate dining room and separate breakfast room. The central air conditioning is electric and is approx. 2 years old. Roof was replaced within the past 6 months. There are ceiling fans in 5 rooms. See this one… convenient West Ashley location.  1486 Village Road in Gadsden Village of West Ashley is approximately 20 minutes from Downtown Charleston.

Click here to view additional 1486 Village Road in West Ashley property details.

View West Ashley and Downtown Charleston real estate here.

1486 Village Road in west Ashley’s Gadsden Village subdivision is listed by John Ford with John Poston & Company.

As always, your thoughts, questions, or comments are greatly appreciated.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

Tax Tips for Homeowners Looking Ahead to 2010 Returns

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

Tax Tips for Homeowners Looking Ahead to 2010 Returns
By: Mike DeSenne

Published: February 22, 2010

From energy tax credits to vacation home deductions, check out these tax tips for homeowners looking ahead to 2010 returns.

Claim remaining energy tax credits

It's time to get cracking if you didn't exhaust your full allotment of residential energy tax credits during 2009. Although tax credits for big projects like residential wind turbines and solar energy systems have no upper limit and are good through 2016, energy tax credits capped at $1,500 expire at the end of 2010. Eligible capped projects include new windows and doors, insulation, roofing, water heaters, HVAC, and biomass stoves.

Here's how it works with capped federal credits: You can earn energy tax credits worth 30% of the cost of qualifying improvements, but the total tax credits can't exceed $1,500 combined for 2009 and 2010. So if you only took, say, $700 worth of capped energy credits on your 2009 tax return, you're still due for another $800 in credits in 2010. Some projects include the cost of installation–a furnace, for example–while others, such as insulation, are limited to the cost of materials.
Max out tax benefits of a vacation home
Use a vacation home wisely, and it'll provide a break from taxes as well as the hustle and bustle of everyday life. The rules on tax deductions for vacation homes can get a bit tricky, but understanding and adhering to them can yield many happy tax returns.

If your vacation home is truly a vacation home meant for your personal enjoyment, as opposed to a rental-only income property, you can usually deduct mortgage interest and real estate taxes, just as you would on your main home. You can even rent out the home for up to 14 days during the year without getting taxed on the rental income. Not bad.

Now, let's say you want to rent out your vacation home for more than 14 days in 2010, but also use it yourself from time to time. To maximize the tax benefits, you need to keep tabs on how many days you use your vacation home. By restricting your annual personal use to fewer than 15 days (or 10% of total rental days, whichever is greater), you can treat your vacation home as a rental-only income property for tax purposes.

Why is that a big deal? In addition to mortgage interest and real estate taxes, rental-only income properties are eligible for a slew of other tax deductions for everything from utilities and condo fees to housecleaning and repairs. Deductions are limited once personal use exceeds 14 days (or 10% of total rental days), so get out your calendar now to strategically plot your vacations.

Take advantage of tax breaks for the military

In salute to members of the armed forces serving overseas who want to purchase a home, the IRS is extending a lucrative tax perk for military personnel. If you spent at least 90 days abroad performing qualified duty between Jan. 1, 2009, and April 30, 2010, you have an extra year to earn a homebuyer tax credit. In addition to uniformed service members, workers in the Foreign Service and in the intelligence community are eligible.

Thanks to this extension of the homebuyer tax credit, qualifying military personnel have until April 30, 2011, to sign a contract on a new home. The deal must close before July 1, 2011. Just like non-military buyers, first-time homebuyers can earn a tax credit worth up to $8,000, and longtime homeowners can earn a credit of up to $6,500. The same income restrictions and $800,000 cap on home prices apply.

Military personnel can also get a break if official duty calls and they're forced to move for an extended period. Normally, the homebuyer tax credit needs to be repaid if you sell your home within three years, but this requirement is waived for uniformed service members, Foreign Service workers, and intelligence community personnel. The new extended duty posting doesn't need to be overseas, but it must be at least 50 miles from your principal residence.

Challenge your real estate assessment

You can't do much about the rate at which your home is taxed, but you can try to do something about how your home is valued for taxation purposes in 2010. The process varies depending where you live, but in general local governments conduct a periodic real estate assessment to determine how much your home is worth. That real estate assessment figure is used to calculate your property tax bill.

You can usually appeal your real estate assessment if you think it's too high. Contact your local assessor's office to find out the procedure, and be prepared to do some research. There's often no charge to request a review of your assessment.

Look for errors. You probably received an assessment letter in the mail, and many local governments provide the information online as well. Make sure the number of bedrooms and bathrooms is accurate, and the lot size is correct. Also check the assessed value of comparable homes in your area. If they're being assessed for less than your home, you might have a case for relief.

Even if your assessment is accurate and comparable homes are being taxed at the same rate, there might be another route to tax savings. Ask your assessor's office about available property tax exemptions. Local governments often give breaks to seniors, veterans, and the disabled, among others.

This article provides general information about tax laws and consequences, but is not intended to be relied upon by readers as tax or legal advice applicable to particular transactions or circumstances. Consult a tax professional for such advice; tax laws may vary by jurisdiction.

Mike DeSenne is Online Managing Editor for taxes, finances, and insurance at HouseLogic.com, and the former Executive Editor of SmartMoney.com. He likes to do his taxes by hand, much to the dismay of his accountant.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

Look at Charleston SC Real Estate homes anywhere in the tri-county area.

View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

 

183 Rutledge Avenue Charleston SC 29403 4Br / 2BA Radcliffeborough Home For Sale $ 599,999

183 Rutledge Avenue Charleston SC 29403 4Br / 2BA Radcliffeborough Home For Sale $ 599,999

183 Rutledge Avenue Charleston SC 29403 4Br / 2BA Radcliffeborough Home For Sale $ 599,999

Unprecedented value for such a prime Peninsula location! 183 Rutledge is a circa 1840 Charleston single with old world charm, modern conveniences along with four fireplaces and two chimneys. Walk to MUSC, College of Charleston, Cannon Park, and several fashionable restaurants like Fuel, Lana, Trattoria Luca, and the award-winning Hominy Grill. Extensive improvements have been made over recent years including: 2 HVAC units under 10-yr warranty; re-sealed and painted roof; exterior columns; new tile in kitchen and baths; 40-yr Sherwin Williams Super Paint; PEX plumbing; etc. The home has a very nice third floor 1BR dwelling with separate meter and views of famous Charleston steeples and rooflines. Off-street parking is a must and this home provides at least 2 spaces on Bee Street. There is a small courtyard area ready to be landscaped and traditional piazzas on the first and second floor.  183 Rutledge Avenue has a Termite Bond. Sale subject to tenants' rights – ask agent for details. Square footage based on appraisal, tax records indicate 2662 sq.ft., please verify if important. Age of home is approximate. Home is part of a horizontal property regime with separate carriage house that sits on the same TMS parcel but features its own separate yard and parking.  183 Rutledge Avenue located in the Downtown Charleston neighborhood of Radcliffeborough is approximately 10 minutes from the heart of Downtown Charleston.

Click here for additional 183 Rutledge Avenue Downtown Charleston property details.

View Downtown Charleston and West Ashley real estate here.

183 Rutledge Avenue in Downtown Charleston’s Radcliffeborough is listed by Mathew Deantonio with Carroll Realty.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

Today News and Interest Rates From Residential Mortgage of South Carolina

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

Today News and Interest Rates From Residential Mortgage of South Carolina

Mortgage Backed Securities are up slightly and yesterday ended the day up slightly. That is three days in a row now…. That is good news, at least for today. Today’s Quote: “In other words, one is responsible for one's own destiny and one has also the capacity for hewing out one's own destiny.” – Kim Jong Il
 
Today News:

Housing Starts came in hotter than expected along with PPI (the sign of inflation) came in about expectation. What does this mean, today the bond market will sell of thereby lowering the value of Bonds and raising the rates on mortgages. Stay tone for further developments.

Here are today’s rates and as always….call me anytime. Give a opportunity….I won’t let you down.

 Have a GREAT DAY EVERYONE…..CALL ME I AM HERE TO HELP!!!  

Loan                         Program              Interest Rate          APR

Conventional               30 yr                        5.000%               5.178%
Conventional               15 yr                        4.250%               4.347%
FHA/VA                        30 yr                        4.750%               4.847%
FHA/VA                        5/1 ARM                  3.375%               3.472%
USDA                           30 yr                       5.000%               5.878%
State Housing                                             4.375%               4.472%
JUMBO                         1 yr ARM                3.350%               3.447%

Here is Kevin Breeland's contact information:

Kevin M. Breeland
NMLS # 231989
General Manager
Residential Mortgage of South Carolina, LLC
NMLS #232630
427 Johnnie Dodds Rd.
Mount Pleasant, SC 29464
843-284-0745 ext. 203
843-284-0747 direct
843-284-0744 fax
843-709-3600 cell
breelandk@residentialmortgagesc.com
www.residentialscdailyrates.com 

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

January 2011 Colleton County Housing Market Statistics

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

January 2011 Colleton County Housing Market Statistics

Here are the housing market statistics for Colleton County.
.
As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

151 Broomsedge Lane Kiawah SC 29455 3BR / 3BA Home For Sale $949,000

151 Broomsedge Lane Kiawah SC 29455 3BR / 3BA Home For Sale $949,000

151 Broomsedge Lane Kiawah SC 29455 3BR / 3BA Home For Sale $949,000

Featuring stunning views of Kiawah's expansive marsh, this delightful three bedroom house was completely renovated in 2004. The master bedroom is upstairs and has incredible river and marsh views. The master bath has a large stand up shower and a claw foot tub. Additionally, there are two other bedrooms on the first level both with their own renovated bathroom. The family room features a beautiful stone fireplace that scales the entire wall to the lofted ceiling. The kitchen has a gas cook top and breakfast bar. You will enjoy the summer breezes and the large back deck. To be sold furnished.  151 Broomsedge Lane on Kiawah Island is approximately 45 minutes from Downtown Charleston.

Click here for additional 151 Broomsedge Lane, Kiawah Island property details.

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151 Broomsedge Lane on Kiawah Island is listed by Steve Ellis with Ellis & Akers Real Estate LLC.

As always, your thoughts, questions, or comments are greatly appreciated.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com
 

January 2011 Dorchester County Housing Market Statistics

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic, golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of your Charleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

January 2011 Dorchester County Housing Market Statistics

Here are the housing market statistics for Dorchester County.  Additionally the housing market statistics are broken down further into the following local areas:  Dorchester Road, Greater Summerville, and Saint George – Rural Dorchester County.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

Look at Charleston SC Real Estate homes anywhere in the tri-county area.

View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

FEBRUARY-2011 Housing Trends Newsletter by Carolina Joe Idleman

FEBRUARY-2011 Housing Trends Newsletter by Carolina Joe Idleman

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the Housing Trends FEBRUARY-2011 Newsletter http://carolinajoe.housingtrendsenewsletter.com

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:

http://carolinajoe.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

Sincerely yours,

Carolina Joe Idleman AgentOwned Realty Charleston Group 159 Bluebill Court Johns Island SC 29455 843-557-9203 joe@carolinajoe.com
 

January 2011 Charleston County Housing Market Statistics

The Charleston, South Carolina area is a great place to live or have a vacation home.  The weather is great, the beaches are fantastic,golf courses are abundant, there are many historical sites, the architecture is unbelievable, the dining is unbeatable, and the people are the friendliest in the country.  It is because of these reasons that I believe Charleston SC Real Estate is truly unique.  I look forward to helping you with any of yourCharleston SC Real Estate needs in Charleston, Berkeley, or Dorchester counties. Today’s article is titled:

January 2011 Charleston County Housing Market Statistics

Here are the housing market statistics for Charleston County.  Additionally the housing market statistics are broken further down into the following local areas: Downtown Charleston, Charleston above the Crosstown, West Ashley, Mount Pleasant South of Highway 41, Mount Pleasant North of Highway 41, Wando – Cainhoy, Sullivan’s Island, Isle of Palms, James Island, Folly Beach, Johns Island, Kiawah – Seabrook, Hollywood – Ravenel, Edisto Island, and North Charleston.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

See Charleston SC Real Estate Blog for local attractions and current Charleston events.

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Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com

623 Savannah Highway Charleston SC 29407 2BR / 1BA West Ashley Home For Sale $159,900.

623 Savannah Highway Charleston SC 29407 2BR / 1BA West Ashley Home For Sale $159,900.

623 Savannah Highway Charleston SC 29407 2BR / 1BA West Ashley Home For Sale $159,900.

Byrnes Down Charmer! 40's cottage – pretty hardwood floors – extensive moldings – updated kitchen – convenient to town – mature landscaping – large lot – screened porch – laundry room – new heat/air – new stove – electric updates!  623 Savannah Highway in the West Ashley subdivision of Byrnes Down is approximately 10 minutes from Downtown Charleston.

Click here for additional 623 Savannah Highway, West Ashley property details.

View West Ashley and Downtown Charleston real estate here.

623 Savannah Highway in West Ashley’s Byrnes Down subdivision is listed by Jay Unger with Carolina One Real Estate.

As always, your thoughts, questions, or comments are greatly appreciated.

Let me know if I can help with any of your Charleston SC Real Estate needs or questions.

SeeCharleston SC Real Estate Blog for local attractions and current Charleston events.

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View my entire inventory of VisualTours of Charleston SC Real Estate homes at http://www.visualtour.com/inventory.asp?U=182210 

Sincerely,

"Carolina Joe" Idleman
http://www.carolinajoe.com